MIT Federal Credit Union: The Smart Money

Welcome to MIT! Now you and your family are invited to enjoy the benefits of an exclusive credit union.

MIT Federal Credit Union has been part of the MIT campus for 70 years. We hope you'll become a member of the area's premier not-for profit, member-owned financial cooperative. 
 

The value of Student Membership

Savings Account
A $5 deposit opens and maintains your membership. Your savings account is ATM accessible, has NO monthly fee, and earns dividends with just $100. Learn more

Checking Account with Debit MasterCard
One of the most important accounts you can have, since you'll probably access it every day using your debit card.

Our FREE checking account has no minimum balance, NO monthly fee, offers overdraft protection options, unlimited check writing, free check images, and your first order of basic checks is free. Learn more

VISA® Credit Card
Students can apply for a credit card with a $1,000 credit limit to start building a good credit history. Many parents want their student to have a credit card for emergencies or for larger purchases like books. (Under new regulations, a parental or other co-signer is now required for students under 21 years of age.) Learn more

Electronic Services

Technology has changed money management to simple keystrokes at a personal computer or mobile device. Learn more

Student Loans
We also offer an alternative student loan to help fill the funding gaps federal aid can leave behind. Offers lower loan rates, zero origination fees, and flexible repayment options. Learn more
 

We're everywhere you are

Location, Location, Location
  • 7 ATMs and 2 full-service branches on campus. Learn more
  • NO surcharges at 35,000 ATMs nationwide and lots of ways to find the nearest surcharge-free ATM on the go. Learn more
  • Shared Branching gives you easy access at 6,300+ participating credit unions and 1,700+ 7-Eleven kiosks. Learn more


Resources


For Students
Money 101 is an information e-Book designed especially for college students.
It includes tips on student money management essentials, including checking account information, student credit cards and establishing good credit, student loans, and budgeting controlling expenses. Read more
For Parents
Frequently asked questions for parents is a FAQ sheet we created, based on what parents most often want to know. Read more 

 

                 
 

 

 

 

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.Co-OpMoney PassSUM
Digital Insight, an Intuit companyEqual Housing Lender
All rights reserved 2008 MIT Federal Credit Union 700 Technology Square Cambridge MA (p) 617-253-2845 (f) 617-258-5709
MESSAGE OF THE DAY


Close