MIT Federal Credit Union: The Smart Money
Welcome to MIT! Now you and your family are invited to enjoy the benefits of an exclusive credit union.
MIT Federal Credit Union has been part of the MIT campus for 70 years. We hope you'll become a member of the area's premier not-for profit, member-owned financial cooperative.
The value of Student Membership
Savings Account
A $5 deposit opens and maintains your membership. Your savings account is ATM accessible, has NO monthly fee, and earns dividends with just $100. Learn more
Checking Account with Debit MasterCard
One of the most important accounts you can have, since you'll probably access it every day using your debit card.
Our FREE checking account has no minimum balance, NO monthly fee, offers overdraft protection options, unlimited check writing, free check images, and your first order of basic checks is free. Learn more
VISA® Credit Card
Students can apply for a credit card with a $1,000 credit limit to start building a good credit history. Many parents want their student to have a credit card for emergencies or for larger purchases like books. (Under new regulations, a parental or other co-signer is now required for students under 21 years of age.) Learn more
Electronic Services
Technology has changed money management to simple keystrokes at a personal computer or mobile device. Learn more
Student Loans
We also offer an alternative student loan to help fill the funding gaps federal aid can leave behind. Offers lower loan rates, zero origination fees, and flexible repayment options. Learn more
Location, Location, Location
- 7 ATMs and 2 full-service branches on campus. Learn more
- NO surcharges at 35,000 ATMs nationwide and lots of ways to find the nearest surcharge-free ATM on the go. Learn more
- Shared Branching gives you easy access at 6,300+ participating credit unions and 1,700+ 7-Eleven kiosks. Learn more
Resources
It includes tips on student money management essentials, including checking account information, student credit cards and establishing good credit, student loans, and budgeting controlling expenses. Read more
