Deposit Rates

Deposit Rates | Loan Rates | Real Estate Rates

Savings Accounts   Checking Accounts   Share Certificates   IRA Share Certificates

Effective July 1, 2010

Savings Accounts

Checking Accounts

Share Certificates

IRA Share Certificates

* A $5 minimum balance must be maintained at all times in your Savings Account. To earn a dividend, a minimum balance of $100 is required. Money Market Accounts require a minimum daily balance of $1,000 to earn the stated APY. Select Checking Accounts require a minimum daily balance of $10,000 to earn the stated APY. For each of these account types, no dividends will be paid on days the balance falls below the required minimum. On Money Market Accounts, if the number of withdrawals or transfers exceeds three per month, a $25 charge will be assessed for each transaction above the allowed minimum.

** APY = Annual Percentage Yield. Share Certificate APY assumes that dividends are retained in the Share Certificate; there is a penalty for early withdrawal. Other terms and conditions apply. Rates are accurate as of July 1, 2010 and are subject to change without notice. Please consult a Member Service Representative for complete share information. The rate may change after account opening. Fees could reduce earnings on the account.

^† Smart Money Rewards: To qualify, each direct deposit you receive must exceed $100. If at any time MITFCU no longer receives your net pay, pension, or Social Security via direct deposit or if your Checking Account is closed or becomes inactive (zero transactions within a 90-day period), the rate on increased Share Certificates will be reduced 0.25% and the rate on discounted loans will be increased 0.25% and you will no longer receive any of the discounts associated with Smart Money Rewards. Maximum dividend rate increase and/or Annual Percentage Rate reduction is 0.50% in combination with other offers.