MEMBERSHIP APPLICATIONS

Forms

For your convenience, several of our most popular forms and applications are now available to be completed and submitted online in e-Branch, our home banking service.  
 

• Address Change Request - Update your address in our records. 
• Open Additional Accounts - Open an additional checking, holiday or vacation club, select savings, money market, or share certificate account.
• Share-To-Share Overdraft Protection - Authorize Share-To-Share Overdraft Protection.  For a fee of $5.00 per use, we will automatically transfer money from your Savings Account to prevent a check from bouncing due to insufficient funds.
• Automatic Payment Authorization - Set up automatic payment from for your MITFCU credit card or loan.
• DEBIT/ATM Limit Increase Request - Submit this form to temporarily increase your daily point-of-sale or withdrawal limit on your MITFCU Debit or ATM card.

For all other forms: Print the applicable form from the list below. Complete and return it to the Credit Union by mail (700 Technology Square, Cambridge, MA 02139) or by fax (617.258.5709). If you'd prefer, you may drop off completed forms at any of our three branch locations. 
 

GENERAL

• Direct Deposit - Submit this form if you are an MIT employee and you would like your net pay to be deposited automatically into your MITFCU account. This form should be submitted to MIT's Payroll Office, not the Credit Union. Note: If you are not an MIT employee, provide your payroll department with your MITFCU account number and our ABA/routing number: 211381754.
• Joint Owner Agreement - Used to add a joint owner to your membership (i.e., all your accounts with the Credit Union). Please submit a copy of his/her Passport or driver's license with this form.
• Statement Request - For a fee of $5.00 per statement, we will send you a copy of the past statement(s) you select. Tip: To avoid this fee, sign up for free e-Statements, where you will have immediate access to your statements for the past three years.

ERROR REPORTING

• ACH Affidavit - If you believe an error occurred during the transmission of an electronic payment, use this form.
• Indemnification Agreement - Stop payment on a cashier's check you were issued in the event it is lost or stolen.
• Stop Payment Request - Fill out this form if you would like to stop payment on a personal check you wrote.
• Visa Transaction Dispute - Submit this form if you have found a problem with a transaction on your credit card statement.
• Debit MasterCard® Dispute - Submit this form if you have found a problem with a transaction made with your debit card.

ELECTRONIC SERVICES

• Cancel Bill Payment - If you no longer want to pay your bills electronically through e-Branch, use this form.
• Cross Account Transfer Authorization - Enables your joint owner to transfer funds between your MITFCU accounts on e-Branch.

VISA/LENDING

• Balance Transfer - This form enables you to transfer your balance(s) from other credit card(s) over to your MITFCU Visa card. Note: Did you know that balance transfers can be requested online? If you'd like to do so, please click here.
• Skip-A-Payment  - Complete this Skip-A-Payment Acceptance Certificate to skip the November, December, or both November and December payments on your MITFCU personal loan(s).
• Disclosure Information
• Visa Pledge of Shares - If you opt to fill out this form, funds from your MITFCU Share Account(s) will serve as security for your credit card. This will qualify you for a lower, fixed interest rate. Note: If you'd prefer, this request can be completed online.
• Overdraft Protection Agreement

CHECKING ACCOUNTS

• Order Checks
  
  • If this is your first order of checks or you are a Smart Money Rewards member, you qualify for a free order of basic, single-style checks; please contact us to order.
  • Otherwise, please click here  to order your checks online.

SAVINGS ACCOUNTS

• Rate Jump-Up - Submit this form if you currently have a Jump-Up Share Certificate with MITFCU and would like to upgrade to a better dividend rate.
• Early Closing Request for Share Certificates - Use this form if you would like to close your Share Certificate before its maturation date.
• Certificate Maturity - Use this form if your certificate is due to mature soon, and you wish to instruct us how to disburse the funds.
• Deposit Slip

WIRE TRANSFERS

• Domestic Outgoing Wire - Fill out this form if you would like to wire transfer funds from your account to a domestic recipient.
• International Outgoing Wire - Fill out this form if you would like to wire transfer funds from your account to an international recipient.
• Receiving a Wire Transfer - Details the information you will need to receive a wire transfer into your MITFCU account.

ACCOUNT APPLICATIONS

• ATM or Debit MasterCard® Order Form
• Consumer Loan
• Visa Credit Card
• Home Equity Loan