MITFCU Financial & Retirement Services Calendar of Events

You’re invited to attend no-cost, no-obligation financial seminars, hosted by MITFCU Financial & Retirement Services and presented by Financial Advisor, Richard J. Erickson, CFP^®.

Investment Fundamentals
Date: 8/25/2010 12PM | Location: Lincoln Lab, Room AC-120
Date: 8/31/2010 5:30PM | Location: Stata Center, Room 32-155

How Financial Success Happens! Research has shown that the vast majority of millionaires are fastidious planners, budgeters, and investors. They set a goal, make a plan to reach that goal, then work hard to make it happen.

We want to show you how to develop a sound financial strategy --one that covers all financial bases, from insurance to investing to estate conservation.

Join us for a no cost, no obligation educational seminar where you'll learn:

• A six-step plan for financial success
• How to estimate the amount of life insurance you really need
• The true cost of credit card debt
• Three critical components of a sound investment plan
• Steps you can take to help manage taxes
• How to calculate how much money you'll need to retire
• Important estate conservation strategies

RSVP: Click here or call 617.324.6318

Estate Conservation
Date: 9/28/2010 | Location: TBD
Date: 9/29/2010 12PM | Location: Lincoln Lab, Room AC-120

Help protect your estate from taxes and probate. like many people, you may hope to leave a substantial legacy for your loved ones. But without proper planning and the appropriate financial strategies, you may not be able to protect your assets from the effects of estate taxes and probate. As a result, your estate may be settled in ways you did not intend, and your heirs may receive a diminished inheritance.

Join us for a no cost, no obligation educational seminar where you'll learn:

• Calculating the value of your estate
  
• Benefits of estate conservation
• Intestacy and how it affects estate distribution
• Probate and how to avoid it
• Estimating your estate tax liability
• Strategies to help reduce estate taxes
• Estate distribution techniques including wills and trusts

RSVP: Email Colleen LeGros or call 617.324.6318

Tax Strategies
Date: 11/23/2010 | Location: TBD
Date: 11/17/2010 12PM | Location: Lincoln Lab, Room AC-120

Manage your taxes all year long. Every day we hear that taxpayers are frusterated with our current tax system. Many people feel that they pay too much in income taxes or that the tax code is too complex. Chances are you are paying higher taxes than you have to. Did you know that there are tax strategies you can implement to help you reduce your tax liability and keep more of your income?

We want to show you how to develop a sound tax strategy-- one that helps you manage your taxes year-round, not just when you fill out your tax forms.

Join us for a no cost, no obligation educational seminar where you'll learn:

• How income taxes work
• What your tax return says about you
• Tax-favored investing and saving strategies
• Tax planning opportunities
• Strategies for homeowners

RSVP: Email Colleen LeGros or call 617.324.6318

Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor,2000 Heritage Way, Waverly Iowa 50677, toll-free (866) 512-6109. Non-deposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members.