Optional Coverages

Credit Life Insurance:

• Optional coverage available for consumer loans (excluding real estate loans)
• Reduces or pays off your outstanding loan balance, up to the policy maximum, if you were to die before paying off the loan
• Available to members under the age of 70
• Offered through our partner, CUNA Mutual
• Find out more

Credit Disability Insurance:

• Optional coverage available for all consumer loans
• Makes your monthly loan payment, up to the policy maximum, should you become disabled due to a covered illness or injury
• Available to members under the age of 66
• Costs a low monthly premium of $1.41 per $1,000 you borrow
• Premium is conveniently added to your monthly loan payment
• Offered through our partner, CUNA Mutual
• Find out more

Guaranteed Asset Protection (GAP) Coverage:

• Helps pay the difference (the "gap") between your insurance settlement and the outstanding balance of your car loan
• Coverage applies if your vehicle is stolen, damaged beyond repair in an accident, or otherwise declared a total loss
• Retail value of $250