Automobile Loans

Features:

  • Financing is available for both new± and used cars
  • Low, fixed rate is determined by your credit score
  • Discounts* for hybrid cars
  • 100% financing (including sales tax and extended warranty on new cars) may be available
  • Various terms available
  • Finance a new loan or refinance a loan you have with another financial institution
  • Make your monthly payments by check, payroll deduction, or automatic withdrawal
  • Optional additional coverages

Benefits:

  • One of the lowest rates around!
  • Convenient payment options
  • APR discounts* may apply if you...
    • are a Smart Money Rewards member who uses automatic payment to repay your loan
    • purchase Credit Disability Insurance from our partner CUNA Mutual
    • purchase Guaranteed Asset Protection Coverage from MITFCU
    • finance a hybrid car
  • No processing or service fees
  • No pre-payment penalty
  • Auto insurance is offered through our partner CUNA Mutual
  • Auto Buying Center online informational resource helps you shop for a car

Apply Today!

If you'd like to obtain an auto loan, please complete our easy online application. We also offer a printable application if you'd prefer this method. Documentation - Please send us copies of: (a) a recent pay stub, W-2, or income tax return; (b) purchase and sale agreement; (c) title; (d) registration; (e) insurance binder; and (f) a letter from your current financial institution indicating a payoff amount and per diem (if you're refinancing).

APR = Annual Percentage Rate.

*Smart Money Rewards membership and automatic payments qualifies you for a 0.25% APR reduction. You will receive an additional 0.25% APR reduction if you fulfill one of the following criteria: purchasing Credit Disability Insurance, purchasing Guaranteed Asset Protection Coverage, or financing a hybrid car. The total maximum reduction is 0.50%.

±A new car is defined as a current or previous year's model with 8,000 miles or less.

Please click here for additional information and disclosures.

                               


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