Share Certificates
Features:
- $500 minimum balance requirement for Traditional Certificates
- $50,000 minimum balance requirement for Jumbo Certificates
- Dividends are compounded daily and paid monthly
- Terms ranging from 3 months to 60 months
- Jump-up option allows you to "jump up" to a higher dividend rate once during your term (available for 16 month and 28 month terms only)
- Funds are fully insured up to at least $250,000 by the National Credit Union Administration (NCUA)
Benefits:
- Higher dividend rate than our Savings and Money Market Accounts
- Dividends can be reinvested into your Share Certificate or posted to any of your MITFCU share accounts each month
- Smart Money Rewards members receive a special interest rate that's 0.25% higher









