ATM Card

Check out all you can do with an ATM card from MITFCU:

  • Access your Savings and Checking accounts 24 hours a day, 7 days a week
  • Use your ATM card in any NYCE® or Cirrus® Machines
  • No surcharges at any ATM that displays the SUM logo, InterCept Switch logo, CO-OP Network® logo, or the MoneyPass® logo.
  • Protected by FraudWatch® PLUS
  • Access funds in your Checking Account from anywhere - even overseas!
  • Point-of-sale transactions at participating merchants
  • Any combination of 8 withdrawals or point-of-sale transactions free each month
  • 8 free inquiries per month
  • $406 withdrawal limit per day
  • Safer than carrying cash!

Free unlimited transactions at the following MITFCU owned ATMs.

  • Bldg E18, 50 Ames St in Cambridge
  • Bldg 10, 77 Massachusetts Ave in Cambridge
  • The Student Center (Bldg W20), 84 Massachusetts Ave in Cambridge
  • The Stata Center (Bldg 32), 32 Vassar Street in Cambridge
  • MITFCU (Bldg NE48), 700 Technology Sq in Cambridge
  • Draper Lab, 555 Technology Sq in Cambridge (withdrawals only)
  • Lincoln Lab (A-100), 244 Wood Street in Lexington (withdrawals only)

Smart Money Rewards* Members receive up to $5.00 ATM surcharge reimbursement per month and up to 8 free ATM transactions per month at non MITFCU-owned ATMs.

The transactions you make with your MITFCU ATM Card at MITFCU owned machines do not count toward your eight free withdrawals or eight free inquiries. Click here for a complete schedule of fees.

To report a lost or stolen ATM card, call 800.264.5578 (or 701.461.0621 from an international location).

To activate a new ATM card, call 800.448.8268.


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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.Co-OpMoney PassSUM
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All rights reserved 2008 MIT Federal Credit Union 700 Technology Square Cambridge MA (p) 617-253-2845 (f) 617-258-5709
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