Electronic Services
- e-Branch
- e-Statements
- e-Bills
- e-Deposits
- Domestic/International Wires
- Transfer Funds
- Online Banking Security
- Shared Branching
- Money 101
- Loan Express
- MortgageClick™
- MIT TouchTone Teller
- Debit MasterCard®
- ATM Card
- Surcharge Free ATMs
- Payroll Deduction, Direct Deposit, and ACH
- FinanceWorks
- Mobile Services
ATM Card
Check out all you can do with an ATM card from MITFCU:
- Access your Savings and Checking accounts 24 hours a day, 7 days a week
- Use your ATM card in any NYCE® or Cirrus® Machines
- No surcharges at any ATM that displays the SUM logo, InterCept Switch logo, CO-OP Network® logo, or the MoneyPass® logo.
- Protected by FraudWatch® PLUS
- Access funds in your Checking Account from anywhere - even overseas!
- Point-of-sale transactions at participating merchants
- Any combination of 8 withdrawals or point-of-sale transactions free each month
- 8 free inquiries per month
- $406 withdrawal limit per day
- Safer than carrying cash!
Free unlimited transactions at the following MITFCU owned ATMs.
- Bldg E18, 50 Ames St in Cambridge
- Bldg 10, 77 Massachusetts Ave in Cambridge
- The Student Center (Bldg W20), 84 Massachusetts Ave in Cambridge
- The Stata Center (Bldg 32), 32 Vassar Street in Cambridge
- MITFCU (Bldg NE48), 700 Technology Sq in Cambridge
- Draper Lab, 555 Technology Sq in Cambridge (withdrawals only)
- Lincoln Lab (A-100), 244 Wood Street in Lexington (withdrawals only)
Smart Money Rewards* Members receive up to $5.00 ATM surcharge reimbursement per month and up to 8 free ATM transactions per month at non MITFCU-owned ATMs.
The transactions you make with your MITFCU ATM Card at MITFCU owned machines do not count toward your eight free withdrawals or eight free inquiries. Click here for a complete schedule of fees.
To report a lost or stolen ATM card, call 800.264.5578 (or 701.461.0621 from an international location).
To activate a new ATM card, call 800.448.8268.









