Checking

We offer three varieties of checking accounts: Basic Checking, Plus Checking, and Select Checking.

Features:

• Choice of dividend and non-dividend bearing accounts
• Account is linked to your choice of an ATM card or Debit MasterCard®
• No maintenance fees*
• Surcharge-free ATM access at SUM, InterCept Switch, Co-Op, and MoneyPass machines
• Worldwide access via NYCE and Cirrus ATMs
• Unlimited check writing with no per-check fees
• Free first order of 150 standard checks
• Pay your bills online with our Bill Payment Service
• Check images provided via paper or e-Branch monthly statements
• Duplicate style of checks available for an instant carbon copy of each check
• Payroll deduction, direct deposit, and ACH are available
• Funds are fully insured up to at least $250,000 by the National Credit Union Administration (NCUA)
• Optional Share-to-Share Overdraft Protection feature
• Optional Overdraft Protection Line of Credit

*In the event your balance falls below the required minimum daily balance, Select Checking accounts will be assessed an $8.00 monthly fee and Plus Checking accounts will be assessed a $5.00 monthly fee. Fees could reduce earnings on the account.

Benefits:

• Convenient access to funds via ATMs worldwide
• Able to make purchases and get cash back with your Debit MasterCard at almost any merchant displaying the MasterCard logo
• Optional Share-to-Share Overdraft Protection feature can prevent you from bouncing a check and incurring a nonsufficient funds fee
• Smart Money Rewards Program: If you keep your Checking Account active and receive direct deposit of your paycheck (at least $100 per deposit), you will qualify for all the benefits associated with our Smart Money Rewards program. This includes free checks, plastic card replacement at no cost, and free Bill Payment Service.