To join online, you need to be 18 years old or older and have a valid US issued driver's license.

Download a Membership Application if you are an MIT employee, affiliate employee, retiree, or household or family members of an MITFCU eligible member.

Download a Student Application if you are an MIT undergraduate or graduate student.

Fill out the application and send it via US postal mail along with proof of identification and a deposit.
If you do not have a US Social Security number, fill out and submit this Certificate of Foreign Status (W8)  form along with your application.

MAIL TO:  MIT Federal Credit Union
                   700 Technology Square, MIT Bldg NE48
                   Cambridge, MA 02139

 
Stop at one of our branches and we will assist you personally. Find a branch.

Online Loan Applications

To apply for an MITFCU loan quickly and easily online, you must be an MITFCU member.

• Auto Loan
• Motorcycle Loan
• Boat or RV Loan
• Utility Trailer Loan
• Personal Loan — includes Tuition Assistance, Computer, and Co-Applicant/Guarantor options
• Mortgage
• Home Equity Loan
• Home Equity Line of Credit
• Share Secured Loan
• Credit Builder Loan
• Overdraft Protection Line of Credit
• Visa Credit Card
• Share Secured Visa Credit Card
• Visa Balance Transfer
• Visa Credit Line Increase
• IRA — Open, contribute, or withdraw from your Traditional IRA or Roth IRA
  

Open an MITFCU Deposit or Checking Account

Now you can open additional accounts online in e-Branch, our home banking service. For your convenience, several of our most popular forms and applications are now available to be completed and submitted online in e-Branch, our home banking service.  
 

Just log into e-Branch and click on the "Forms" tab for the following forms to open a checking (basic, plus, or select) account, holiday or vacation club account, select savings account, money market account, or share certificate.